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The Value In Thinking Ahead Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different. For a start, retirement has increasingly become a gradual process, […]
While everyday financial pressures can make saving challenging, it’s imperative not to neglect your pension and retirement plan. Diligent planning at the earliest opportunity can make all the difference between enjoying a comfortable retirement and enduring a regretful one. After all, you reap what you sow. Avoiding retirement regrets Over the years, research has highlighted […]
The latest data from the Office for National Statistics (ONS) reveals that more people than ever are working beyond age 65. One of the stranger economic statistics of recent times has been the strength of employment markets on both sides of the Atlantic. For all the talk of an impending recession and the upward […]
There are many simple ways to cut expenditure and ease the bite of inflation. The peak reading for inflation is likely to have been changed by the government’s September decision to introduce a ‘price cap’ of £2,500 on utility bills. Of course, the cap is no such thing – you could pay more than £2,500 […]
The worlds markets had an eventful end to the third quarter, contributed in part to the UK’s ‘mini Budget’. The third quarter of 2022 ended in tumoil for UK investors. The third Chancellor of the quarter, Kwasi Kwarteng, produced a ‘mini-Budget’ on Friday 23 September that sent shock waves around the world throughout the […]
The pandemic taught us many things, but some of them are already slipping away. The Covid-19 pandemic is now beginning to fade from the collective consciousness, despite the best efforts of the Omicron variants to snare those who had previously avoided the virus. It is understandable that we do not want to linger on that […]
Cost-of-living challenges look set to heap further pressure on the sandwich generation (responsible both for bringing up their own children and for the care of their ageing parents), making it vitally important to take advice before making any hasty decisions which could sacrifice their financial futures. People who provide support to adult loved ones will […]
Action Fraud is urging the public to be aware of scam emails claiming to be from Ofgem as the cost of living crisis continues. Energy prices are set to increase on 1 October 2022 and in the last two weeks, more than 1,500 reports have been made to the National Fraud Intelligence Bureau (NFIB) about […]
There comes a time when you stop working for your money and put your money to work for you. For most people, that is at retirement to obtain financial independence. The decisions you make then could have repercussions for the rest of your life, and in recent years there have been some major changes to […]
New statistics show this year’s ISA season attracted less than half of last year’s total net investment. The Investment Association (IA) recently published net sales figures for the ISA season, which it defines as March and April. It showed that the net inflow into the stocks and shares ISAs of its members amounted to […]
June was a month for rising interest rates on both sides of the Atlantic. June was a notable month for interest rates: Firstly, the US central bank, the Federal Reserve (the Fed) increased its main interest rate by 0.75% to 1.50%–1.75%. It was the third consecutive meeting where the Fed had raised interest rates. The […]