{"id":4341,"date":"2015-10-06T17:08:39","date_gmt":"2015-10-06T17:08:39","guid":{"rendered":"http:\/\/www.sbwm.uk\/v3\/?page_id=4341"},"modified":"2025-10-22T15:58:14","modified_gmt":"2025-10-22T14:58:14","slug":"meet-the-team","status":"publish","type":"page","link":"https:\/\/sbwm.uk\/v3\/who-we-are\/meet-the-team\/","title":{"rendered":"Meet the Team"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-4341\" data-postid=\"4341\" class=\"themify_builder_content themify_builder_content-4341 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_880b8cb tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-3 tb_d61d475 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_c3f3e3f   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1>Meet the Team<\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module text -->\n<div  class=\"module module-text tb_k20y687   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>At Sky Blue Wealth Management we put our people first and at the heart of this our team. The reputation of Sky Blue Wealth Management is built on the excellence and commitment of our experienced team to assist our clients.<\/h3>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_615fccd\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_6c1b015 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_db9f009 image-top rounded  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" width=\"500\" height=\"500\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg\" class=\"wp-post-image wp-image-7013 lazyload\" title=\"Graham-Foster_500x500px\" alt=\"Graham-Foster_500x500px\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-540x540.jpg 540w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-362x362.jpg 362w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-978x978.jpg 978w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/500;\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module image -->\n<div  class=\"module module-image tb_p4ag101 image-top   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" width=\"515\" height=\"115\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2023\/07\/sbwm-chartered-fellow-financial-planning.gif\" class=\"wp-post-image wp-image-10324 lazyload\" title=\"sbwm-chartered-fellow-financial-planning\" alt=\"SBWM CISI Chartered Fellow - Financial Planning\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 515px; --smush-placeholder-aspect-ratio: 515\/115;\">    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-2 tb_20605a5 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_4417c5e   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3><strong>Graham Foster <br><\/strong><span style=\"font-size: large;\">BA(Hons), CFP\u1d40\u1d39 Chartered FCSI (Financial Planning), Dip.PFS<\/span><br><em>Director &amp; Independent Financial Planner<\/em><\/h3>\n<p>Graham joined the IFA sector in 1997 and has been an adviser since 2001. Graham is a member of the Personal Finance Society and is a Chartered Fellow (Financial Planning) of the Chartered Institute for Investment and Securities. Graham is married and has two younger children that keep him active. Outside of working he enjoys music, reading, playing golf and is the Secretary of a local charity.<\/p>\n<p><span class=\"shortcode themify-icon large\"><a href=\"mailto:enquiries@sbwm.uk\" class=\"themify-icon-link\"><i class=\"themify-icon-icon\" ><svg  class=\"tf_fa tf-far-envelope\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-far-envelope\" xlink:href=\"#tf-far-envelope\"><\/use><\/svg><\/i><\/a><\/span><br><span class=\"shortcode themify-icon large\"><i class=\"themify-icon-icon\" ><svg  class=\"tf_fa tf-fas-phone\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-phone\" xlink:href=\"#tf-fas-phone\"><\/use><\/svg><\/i><\/span>01689 667405<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_bji5834\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_tqph834 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_feqw834 image-top rounded  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" width=\"500\" height=\"500\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px.jpg\" class=\"wp-post-image wp-image-11256 lazyload\" title=\"Gill-Milward-500x500px\" alt=\"Gill-Milward-500x500px\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px-150x150.jpg 150w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/500;\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-2 tb_x5op834 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_fy6j834   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3><strong>Gill Milward <\/strong><br><em>Client Support<\/em><\/h3>\n<p>Gill has worked within financial services for over twenty years, working in a diverse range of roles. Her extensive background provides a deep understanding of the industry, and she brings a wealth of experience and knowledge to the Client Support team.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_m1zp899\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_wgwb899 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_yy32899 image-top rounded  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" width=\"500\" height=\"500\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian.jpg\" class=\"wp-post-image wp-image-11307 lazyload\" title=\"Sian\" alt=\"Sian\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian-150x150.jpg 150w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/500;\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-2 tb_ksfz899 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_c1wt899   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3><strong><b>Si\u00e2n Ovel<\/b> <\/strong><br>Paraplanner<\/h3>\n<p style=\"font-weight: 400;\">Sian has been part of the Sky Blue Wealth Management story since day one, bringing over two decades of know-how in supporting IFAs and their clients. With an eye for detail and a solid grip on financial planning and compliance, she plays a key role in delivering tailored, client-focused solutions behind the scenes.<\/p>\n<p style=\"font-weight: 400;\">Away from spreadsheets and suitability reports, you\u2019ll find Sian at the stables, somewhere along a hiking trail, or happily pottering in the garden. She\u2019s married to Dean, proud mum of two teens, and firmly in the cat person camp.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_jo11467\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_1nka467 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_5l18467 image-top rounded  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" width=\"500\" height=\"500\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni.jpg\" class=\"wp-post-image wp-image-11306 lazyload\" title=\"Jeni\" alt=\"Jeni\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni-150x150.jpg 150w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/500;\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-2 tb_rg48467 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_ikd5467   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3><strong><b>Jeni<\/b> Clarke<\/strong><br>Paraplanner<\/h3>\n<p style=\"font-weight: 400;\">Jeni has worked with Sky Blue Wealth Management from the very beginning, having worked as a researcher for IFAs for over a decade. With a love for an excel spreadsheet, she plays a key role in delivering tailored, client-focused solutions behind the scenes.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_3f55d06\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_a35bc42 first\">\n                            <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-2 tb_5dea41c last\">\n                            <\/div>\n                    <\/div>\n                <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-1 tb_a7e48a2 last\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_9jzw172 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-6957 themify_builder not_editable_builder in_the_loop\" data-postid=\"6957\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_4r04888 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_v766004 first\">\n                    <!-- module callout -->\n<div  class=\"module ui module-callout tb_dq3v636 button-bottom-center transparent  rounded\" data-lazy=\"1\">\n    \n    <div class=\"callout-inner\">\n    <div class=\"callout-content tf_left\">\n        <h3 class=\"callout-heading\"><strong>Interested in any <p \/> of these topics!<\/strong><\/h3>\n        <div class=\"tb_text_wrap\">\n            For an informal, no obligation, chat with a consultant please call <h5> <strong> <span class=\"shortcode themify-icon \"><i class=\"themify-icon-icon\"><\/i><\/span>\u00a001689 667405<\/strong> <\/h5> or email <p><strong><a href=\"mailto:enquiries@sbwm.uk\">enquiries@sbwm.uk<\/a><\/strong> <\/p>        <\/div>\n    <\/div>\n    <!-- \/callout-content -->\n        <\/div>\n    <!-- \/callout-content -->\n<\/div>\n<!-- \/module callout -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_g82b464 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7213 themify_builder not_editable_builder in_the_loop\" data-postid=\"7213\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_bbmo319 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_fx7c320 first\">\n                    <!-- module widget -->\n<div  class=\"module module-widget tb_59ly3  \" data-lazy=\"1\">\n    <div class=\"widget feature-posts\"><h2 class=\"widgettitle\">Recent Posts<\/h2><ul class=\"feature-posts-list\"><li><a href=\"https:\/\/sbwm.uk\/v3\/news\/investing-for-children-2\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-8337 lazyload\" title=\"investing for children_sb\" alt=\"investing for children_sb\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/news\/investing-for-children-2\/\" class=\"feature-posts-title\">Investing for Children<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-noisy-first-quarter-but-what-are-the-results\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11424 lazyload\" title=\"A noisy first quarter but what are the results\" alt=\"A noisy first quarter but what are the results\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-noisy-first-quarter-but-what-are-the-results\/\" class=\"feature-posts-title\">A noisy first quarter but what are the results?<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/weighing-up-the-incentives-and-disincentives-of-your-tax-bill\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11419 lazyload\" title=\"Weighing up the incentives and disincentives of your tax bill\" alt=\"Weighing up the incentives and disincentives of your tax bill\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/weighing-up-the-incentives-and-disincentives-of-your-tax-bill\/\" class=\"feature-posts-title\">Weighing up the incentives and disincentives of your tax bill<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/house-prices-versus-inflation\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11416 lazyload\" title=\"House prices versus inflation\" alt=\"House prices versus inflation\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/house-prices-versus-inflation\/\" class=\"feature-posts-title\">House prices versus inflation<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/state-pension-age-hits-the-67-threshold\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11413 lazyload\" title=\"State pension age hits the 67 threshold\" alt=\"State pension age hits the 67 threshold\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/state-pension-age-hits-the-67-threshold\/\" class=\"feature-posts-title\">State pension age hits the 67 threshold<\/a> <br \/><\/li><\/ul><\/div><\/div>\n<!-- \/module widget -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_f6ry832 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7217 themify_builder not_editable_builder in_the_loop\" data-postid=\"7217\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_l777512 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_6u87513 first\">\n                    <!-- module post -->\n<div  class=\"module module-testimonial tb_no32446 \">\n    <div  class=\"builder-posts-wrap loops-wrapper testimonial fullwidth tf_clear tf_clearfix\" data-lazy=\"1\">\n    <article id=\"testimonial-7159\" class=\"post tf_clearfix testimonial-post post-7159 testimonial type-testimonial status-publish hentry testimonial-category-testimonials has-post-title has-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t\n\t<div class=\"testimonial-content\">\n\t\t<div class=\"entry-content\">\n\n\t\t\t\t\t\t\t\t\t<h1 class=\"post-title\">Professional and personable<\/h1>\n\t\t\t\t\t\n\t\t\t\t\tA mutual friend introduced me to Graham in 2013. I will be eternally grateful to this friend as I feel confident that Graham will do his utmost in looking after my business interests. Graham is both professional and personable; he is patient and not patronising. When we meet, it is obvious that Graham is up-to-date with my account; my personal situation and my on-going financial requirements. Graham is an approachable sort, consequently I have no hesitation to give air to any questions or concerns I may have. He is knowledgeable and really rather passionate about planning the most effective financial future for me. I think Graham is sincere and trustworthy and I would have no hesitation in recommending him to anyone in need of a financial planner with a conscience.<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7159 themify_builder not_editable_builder in_the_loop\" data-postid=\"7159\">\n            <\/div>\n<!--\/themify_builder_content-->\t\t\n\t\t<\/div>\n\t\t<!-- \/.entry-content -->\n\n\t\t\t<\/div>\n\t<!-- \/.testimonial-content -->\n\n\t\n\t\t\t\t\t<p class=\"testimonial-author\">\n\t\t\t<a href=\"https:\/\/sbwm.uk\/v3\/testimonial\/professional-and-personable\/\" title=\"Professional and personable\">&mdash; <span>Kirstie Neilson<\/span><\/a><span class=\"testimonial-title\">Client<\/span>\t\t<\/p>\n\t\t<!-- \/.testimonial-author -->\n\t\t\t\n\t<\/article>\n<!-- \/.testimonial-post -->\n    <\/div><!-- .builder-posts-wrap -->\n            <\/div>\n<!-- \/module post -->\n            <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Meet the Team<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2172,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4341","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"<h1>Meet the Team<\/h1>\n<h3>At Sky Blue Wealth Management we put our people first and at the heart of this our team. The reputation of Sky Blue Wealth Management is built on the excellence and commitment of our experienced team to assist our clients.<\/h3>\n<img src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg\" title=\"Graham-Foster_500x500px\" alt=\"Graham-Foster_500x500px\" srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-540x540.jpg 540w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-362x362.jpg 362w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-978x978.jpg 978w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\n<img src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2023\/07\/sbwm-chartered-fellow-financial-planning.gif\" title=\"sbwm-chartered-fellow-financial-planning\" alt=\"SBWM CISI Chartered Fellow - Financial Planning\">\n<h3><strong>Graham Foster <br><\/strong>BA(Hons), CFP\u1d40\u1d39 Chartered FCSI (Financial Planning), Dip.PFS<br><em>Director &amp; Independent Financial Planner<\/em><\/h3> <p>Graham joined the IFA sector in 1997 and has been an adviser since 2001. Graham is a member of the Personal Finance Society and is a Chartered Fellow (Financial Planning) of the Chartered Institute for Investment and Securities. Graham is married and has two younger children that keep him active. Outside of working he enjoys music, reading, playing golf and is the Secretary of a local charity.<\/p> <p>[themify_icon link=\"mailto:enquiries@sbwm.uk\" icon=\"fa-envelope\" style=\"large\"]<br>[themify_icon icon=\"fa-phone\" style=\"large\"]01689 667405<\/p>\n<img src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px.jpg\" title=\"Gill-Milward-500x500px\" alt=\"Gill-Milward-500x500px\" srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/09\/Gill-Milward-500x500px-150x150.jpg 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\n<h3><strong>Gill Milward <\/strong><br><em>Client Support<\/em><\/h3> <p>Gill has worked within financial services for over twenty years, working in a diverse range of roles. Her extensive background provides a deep understanding of the industry, and she brings a wealth of experience and knowledge to the Client Support team.<\/p>\n<img src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian.jpg\" title=\"Sian\" alt=\"Sian\" srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Sian-150x150.jpg 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\n<h3><strong><b>Si\u00e2n Ovel<\/b> <\/strong><br>Paraplanner<\/h3> <p style=\"font-weight: 400;\">Sian has been part of the Sky Blue Wealth Management story since day one, bringing over two decades of know-how in supporting IFAs and their clients. With an eye for detail and a solid grip on financial planning and compliance, she plays a key role in delivering tailored, client-focused solutions behind the scenes.<\/p> <p style=\"font-weight: 400;\">Away from spreadsheets and suitability reports, you\u2019ll find Sian at the stables, somewhere along a hiking trail, or happily pottering in the garden. She\u2019s married to Dean, proud mum of two teens, and firmly in the cat person camp.<\/p>\n<img src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni.jpg\" title=\"Jeni\" alt=\"Jeni\" srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni.jpg 500w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2025\/10\/Jeni-150x150.jpg 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\n<h3><strong><b>Jeni<\/b> Clarke<\/strong><br>Paraplanner<\/h3> <p style=\"font-weight: 400;\">Jeni has worked with Sky Blue Wealth Management from the very beginning, having worked as a researcher for IFAs for over a decade. With a love for an excel spreadsheet, she plays a key role in delivering tailored, client-focused solutions behind the scenes.<\/p>","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=4341"}],"version-history":[{"count":0,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4341\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/2172"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=4341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}