{"id":4834,"date":"2016-10-14T16:13:25","date_gmt":"2016-10-14T15:13:25","guid":{"rendered":"http:\/\/www.sbwm.uk\/v3\/resources\/calculators-copy-copy\/"},"modified":"2020-07-07T16:12:58","modified_gmt":"2020-07-07T15:12:58","slug":"pension-calculator","status":"publish","type":"page","link":"https:\/\/sbwm.uk\/v3\/resources\/calculator\/pension-calculator\/","title":{"rendered":"Pension Calculator"},"content":{"rendered":"<p><\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-4834\" data-postid=\"4834\" class=\"themify_builder_content themify_builder_content-4834 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_q668560 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-3 tb_ytj1655 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_ohkr615   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1>Pension\u00a0Calculator<\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module box -->\n<div  class=\"module module-box tb_t43k563 \" data-lazy=\"1\">\n    <div class=\"module-box-content ui  tb_default_color\">\n                <div class=\"tb_text_wrap\"><p>This calculator gives an estimate of the income you\u2019ll get when you retire. It includes income from workplace schemes and private pensions contributions, plus your basic State Pension before outlining any shortfall and tips for addressing it.<\/p><p><em><strong>The value of pensions and the income produce can fall as well as rise. You may get back less than you invested.<\/strong><\/em><\/p><\/div>\n    <\/div>\n<\/div>\n<!-- \/module box -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_ckii050 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div>\n\n<noscript>\n\nYou have javascript turned off. Please turn javascript on to see the tools in action.\n\n<\/noscript>\n\n<a id=\"pensions_calculator\" class=\"mas-widget\" lang=\"en\" href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/tools\/pension-calculator\" target=\"_blank\" data-width=\"100%\">Pensions Calculator<\/a>\n\n<\/div>\n<script class='application_scripts' src=\"https:\/\/www.moneyadviceservice.org.uk\/assets\/syndication\/tools.js\"><\/script>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-1 tb_mfnm656 last\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_a1kd16 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-6957 themify_builder not_editable_builder in_the_loop\" data-postid=\"6957\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_4r04888 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_v766004 first\">\n                    <!-- module callout -->\n<div  class=\"module ui module-callout tb_dq3v636 button-bottom-center transparent  rounded\" data-lazy=\"1\">\n    \n    <div class=\"callout-inner\">\n    <div class=\"callout-content tf_left\">\n        <h3 class=\"callout-heading\"><strong>Interested in any <p \/> of these topics!<\/strong><\/h3>\n        <div class=\"tb_text_wrap\">\n            For an informal, no obligation, chat with a consultant please call <h5> <strong> <span class=\"shortcode themify-icon \"><i class=\"themify-icon-icon\" ><svg  class=\"tf_fa tf-fas-phone\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-phone\" xlink:href=\"#tf-fas-phone\"><\/use><\/svg><\/i><\/span>\u00a001689 667405<\/strong> <\/h5> or email <p><strong><a href=\"mailto:enquiries@sbwm.uk\">enquiries@sbwm.uk<\/a><\/strong> <\/p>        <\/div>\n    <\/div>\n    <!-- \/callout-content -->\n        <\/div>\n    <!-- \/callout-content -->\n<\/div>\n<!-- \/module callout -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_n12i870 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7213 themify_builder not_editable_builder in_the_loop\" data-postid=\"7213\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_bbmo319 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_fx7c320 first\">\n                    <!-- module widget -->\n<div  class=\"module module-widget tb_59ly3  \" data-lazy=\"1\">\n    <div class=\"widget feature-posts\"><h2 class=\"widgettitle\">Recent Posts<\/h2><ul class=\"feature-posts-list\"><li><a href=\"https:\/\/sbwm.uk\/v3\/news\/what-can-financial-planning-do-for-you-2\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/10\/SBWM-Financial-planning-journey-1024x536-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-7437 lazyload\" title=\"SBWM-Financial-planning-journey\" alt=\"SBWM-Financial-planning-journey\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/10\/SBWM-Financial-planning-journey-1024x536-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/10\/SBWM-Financial-planning-journey-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/10\/SBWM-Financial-planning-journey-1024x536-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/news\/what-can-financial-planning-do-for-you-2\/\" class=\"feature-posts-title\">What can financial planning do for you<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-comfortable-retirement-for-only-9-what-the-headlines-mean\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/A-\u2018comfortable-retirement-for-only-9-\u2013-what-the-headlines-mean-1024x684-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11488 lazyload\" title=\"A \u2018comfortable\u2019 retirement for only 9% \u2013 what the headlines mean\" alt=\"A \u2018comfortable\u2019 retirement for only 9% \u2013 what the headlines mean\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/A-\u2018comfortable-retirement-for-only-9-\u2013-what-the-headlines-mean-1024x684-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/A-\u2018comfortable-retirement-for-only-9-\u2013-what-the-headlines-mean-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/A-\u2018comfortable-retirement-for-only-9-\u2013-what-the-headlines-mean-1024x684-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-comfortable-retirement-for-only-9-what-the-headlines-mean\/\" class=\"feature-posts-title\">A \u2018comfortable\u2019 retirement for only 9% \u2013 what the headlines mean<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/writing-your-will-remember-to-choose-your-executors-with-care\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Writing-your-will-\u2013-Remember-to-choose-your-executors-with-care-1024x683-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11483 lazyload\" title=\"Writing your will \u2013 Remember to choose your executors with care\" alt=\"Writing your will \u2013 Remember to choose your executors with care\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Writing-your-will-\u2013-Remember-to-choose-your-executors-with-care-1024x683-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Writing-your-will-\u2013-Remember-to-choose-your-executors-with-care-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Writing-your-will-\u2013-Remember-to-choose-your-executors-with-care-1024x683-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/writing-your-will-remember-to-choose-your-executors-with-care\/\" class=\"feature-posts-title\">Writing your will? Remember to choose your executors with care<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/wealth-tax-comes-around-again\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Wealth-tax-comes-around-again-1024x520-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11479 lazyload\" title=\"Wealth tax comes around again\" alt=\"Wealth tax comes around again\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Wealth-tax-comes-around-again-1024x520-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Wealth-tax-comes-around-again-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/Wealth-tax-comes-around-again-1024x520-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/wealth-tax-comes-around-again\/\" class=\"feature-posts-title\">Wealth tax comes around again<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/an-overdue-thaw-on-mileage-rates\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/An-overdue-thaw-on-mileage-rates-1024x666-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11475 lazyload\" title=\"An overdue thaw on mileage rates\" alt=\"An overdue thaw on mileage rates\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/An-overdue-thaw-on-mileage-rates-1024x666-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/An-overdue-thaw-on-mileage-rates-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/07\/An-overdue-thaw-on-mileage-rates-1024x666-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/an-overdue-thaw-on-mileage-rates\/\" class=\"feature-posts-title\">An overdue thaw on mileage rates<\/a> <br \/><\/li><\/ul><\/div><\/div>\n<!-- \/module widget -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_u547779 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7217 themify_builder not_editable_builder in_the_loop\" data-postid=\"7217\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_l777512 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_6u87513 first\">\n                    <!-- module post -->\n<div  class=\"module module-testimonial tb_no32446 \">\n    <div  class=\"builder-posts-wrap loops-wrapper testimonial fullwidth tf_clear tf_clearfix\" data-lazy=\"1\">\n    <article id=\"testimonial-7405\" class=\"post tf_clearfix testimonial-post post-7405 testimonial type-testimonial status-publish hentry testimonial-category-testimonials has-post-title has-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t\n\t<div class=\"testimonial-content\">\n\t\t<div class=\"entry-content\">\n\n\t\t\t\t\t\t\t\t\t<h1 class=\"post-title\">Comprehensive service<\/h1>\n\t\t\t\t\t\n\t\t\t\t\tGraham Foster has been my financial adviser for so long that I cannot remember a time when my wife and I did not enjoy the benefit of his guidance and support. I would guess that we met 20 years ago, I have followed Graham each time he has moved employment and am now delighted to embark with him on his own venture, Sky Blue Wealth Management. I have now been retired for five years, and Graham\u2019s comprehensive service has continued unabated across the transition from the process of building a pension fund to reliance upon it. We regard Graham as a good friend who is fully informed about our family circumstances and needs, and upon whom we can rely to protect our resources and help us to live within them.<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7405 themify_builder not_editable_builder in_the_loop\" data-postid=\"7405\">\n            <\/div>\n<!--\/themify_builder_content-->\t\t\n\t\t<\/div>\n\t\t<!-- \/.entry-content -->\n\n\t\t\t<\/div>\n\t<!-- \/.testimonial-content -->\n\n\t\n\t\t\t\t\t<p class=\"testimonial-author\">\n\t\t\t<a href=\"https:\/\/sbwm.uk\/v3\/testimonial\/comprehensive-service\/\" title=\"Comprehensive service\">&mdash; <span>Graham Machin<\/span><\/a><span class=\"testimonial-title\">Retired Barrister<\/span>\t\t<\/p>\n\t\t<!-- \/.testimonial-author -->\n\t\t\t\n\t<\/article>\n<!-- \/.testimonial-post -->\n    <\/div><!-- .builder-posts-wrap -->\n            <\/div>\n<!-- \/module post -->\n            <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Pension&nbsp;Calculator This calculator gives an estimate of the income you\u2019ll get when you retire. It includes income from workplace schemes and private pensions contributions, plus your basic State Pension before outlining any shortfall and tips for addressing it. The value of pensions and the income produce can fall as well as rise. You may get [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":4822,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4834","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"<h1>Pension\u00a0Calculator<\/h1>\n<p>This calculator gives an estimate of the income you\u2019ll get when you retire. It includes income from workplace schemes and private pensions contributions, plus your basic State Pension before outlining any shortfall and tips for addressing it.<\/p><p><em><strong>The value of pensions and the income produce can fall as well as rise. You may get back less than you invested.<\/strong><\/em><\/p>\n<noscript>\nYou have javascript turned off. Please turn javascript on to see the tools in action.\n<\/noscript>\n<a id=\"pensions_calculator\" lang=\"en\" href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/tools\/pension-calculator\" target=\"_blank\" data-width=\"100%\">Pensions Calculator<\/a>","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4834","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=4834"}],"version-history":[{"count":9,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4834\/revisions"}],"predecessor-version":[{"id":7260,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4834\/revisions\/7260"}],"up":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/4822"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=4834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}