{"id":7182,"date":"2020-07-02T16:43:31","date_gmt":"2020-07-02T15:43:31","guid":{"rendered":"https:\/\/sbwm.uk\/?page_id=7182"},"modified":"2020-07-27T23:19:55","modified_gmt":"2020-07-27T22:19:55","slug":"covid-19","status":"publish","type":"page","link":"https:\/\/sbwm.uk\/v3\/covid-19\/","title":{"rendered":"COVID-19"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-7182\" data-postid=\"7182\" class=\"themify_builder_content themify_builder_content-7182 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_rsje531 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-3 tb_rw8p532 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_g38y644   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1>COVID-19<\/h1>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module text -->\n<div  class=\"module module-text tb_19kl241   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Important Message from Sky Blue Wealth Management<\/h3>\n<p><a href=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg\"><img decoding=\"async\" class=\"wp-image-7013 alignleft lazyload\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg\" alt=\"\" width=\"181\" height=\"181\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-540x540.jpg 540w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-362x362.jpg 362w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-978x978.jpg 978w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg 500w\" data-sizes=\"(max-width: 181px) 100vw, 181px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 181px; --smush-placeholder-aspect-ratio: 181\/181;\" \/><\/a>In these unprecedented and exceptional times, we have made major changes to the way we operate.<\/p>\n<p>As a direct result of the situation in the UK we accelerated our working from home approach. We continue to encourage our team to work from home until further notice: however our office remains open on a reduced basis at this time.<\/p>\n<p>The health and safety of our colleagues and their families, clients and others clearly is our priority. By encouraging colleagues to work from home we are looking to minimise concerns people might have about travelling into, and working from, the office, and supporting social distancing.<\/p>\n<p>We are focused on maintaining client service and delivery and believe that we will function as normal, as far as possible. All of our team are available on email. You should email me in the first instance and incoming calls to us should be answered by our front desk, who will message the appropriate team member to contact you.<\/p>\n<p>The priority remains to help, advise and support you as much as we can to get through the Coronavirus pandemic.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module text -->\n<div  class=\"module module-text tb_04mx355   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1><strong>Graham Foster<\/strong><small> <\/small><\/h1>\n<h2><small>BA(Hons) CFPcm Dip.PFS<\/small><\/h2>\n<h3><em>Director &amp; Independent Financial Planner<\/em><\/h3>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-1 tb_w3yc704 last\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_brhn644 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-6957 themify_builder not_editable_builder in_the_loop\" data-postid=\"6957\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_4r04888 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_v766004 first\">\n                    <!-- module callout -->\n<div  class=\"module ui module-callout tb_dq3v636 button-bottom-center transparent  rounded\" data-lazy=\"1\">\n    \n    <div class=\"callout-inner\">\n    <div class=\"callout-content tf_left\">\n        <h3 class=\"callout-heading\"><strong>Interested in any <p \/> of these topics!<\/strong><\/h3>\n        <div class=\"tb_text_wrap\">\n            For an informal, no obligation, chat with a consultant please call <h5> <strong> <span class=\"shortcode themify-icon \"><i class=\"themify-icon-icon\"><\/i><\/span>\u00a001689 667405<\/strong> <\/h5> or email <p><strong><a href=\"mailto:enquiries@sbwm.uk\">enquiries@sbwm.uk<\/a><\/strong> <\/p>        <\/div>\n    <\/div>\n    <!-- \/callout-content -->\n        <\/div>\n    <!-- \/callout-content -->\n<\/div>\n<!-- \/module callout -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_k8jy644 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7213 themify_builder not_editable_builder in_the_loop\" data-postid=\"7213\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_bbmo319 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_fx7c320 first\">\n                    <!-- module widget -->\n<div  class=\"module module-widget tb_59ly3  \" data-lazy=\"1\">\n    <div class=\"widget feature-posts\"><h2 class=\"widgettitle\">Recent Posts<\/h2><ul class=\"feature-posts-list\"><li><a href=\"https:\/\/sbwm.uk\/v3\/news\/investing-for-children-2\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-8337 lazyload\" title=\"investing for children_sb\" alt=\"investing for children_sb\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2021\/08\/investing-for-children_sb-1024x536-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/news\/investing-for-children-2\/\" class=\"feature-posts-title\">Investing for Children<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-noisy-first-quarter-but-what-are-the-results\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11424 lazyload\" title=\"A noisy first quarter but what are the results\" alt=\"A noisy first quarter but what are the results\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/A-noisy-first-quarter-but-what-are-the-results-1024x618-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/a-noisy-first-quarter-but-what-are-the-results\/\" class=\"feature-posts-title\">A noisy first quarter but what are the results?<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/weighing-up-the-incentives-and-disincentives-of-your-tax-bill\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11419 lazyload\" title=\"Weighing up the incentives and disincentives of your tax bill\" alt=\"Weighing up the incentives and disincentives of your tax bill\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/Weighing-up-the-incentives-and-disincentives-of-your-tax-bill-1024x683-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/weighing-up-the-incentives-and-disincentives-of-your-tax-bill\/\" class=\"feature-posts-title\">Weighing up the incentives and disincentives of your tax bill<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/house-prices-versus-inflation\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11416 lazyload\" title=\"House prices versus inflation\" alt=\"House prices versus inflation\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/House-prices-versus-inflation-1024x792-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/house-prices-versus-inflation\/\" class=\"feature-posts-title\">House prices versus inflation<\/a> <br \/><\/li><li><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/state-pension-age-hits-the-67-threshold\/\"><img decoding=\"async\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-50x50.jpg\" width=\"50\" height=\"50\" class=\"post-img wp-post-image wp-image-11413 lazyload\" title=\"State pension age hits the 67 threshold\" alt=\"State pension age hits the 67 threshold\" data-srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-50x50.jpg 50w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2026\/04\/State-pension-age-hits-the-67-threshold-1024x683-978x978.jpg 978w\" data-sizes=\"(max-width: 50px) 100vw, 50px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 50px; --smush-placeholder-aspect-ratio: 50\/50;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/v3\/newsletter\/state-pension-age-hits-the-67-threshold\/\" class=\"feature-posts-title\">State pension age hits the 67 threshold<\/a> <br \/><\/li><\/ul><\/div><\/div>\n<!-- \/module widget -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part --><!-- module template_part -->\n<div  class=\"module module-layout-part tb_26fw644 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7217 themify_builder not_editable_builder in_the_loop\" data-postid=\"7217\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_l777512 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_6u87513 first\">\n                    <!-- module post -->\n<div  class=\"module module-testimonial tb_no32446 \">\n    <div  class=\"builder-posts-wrap loops-wrapper testimonial fullwidth tf_clear tf_clearfix\" data-lazy=\"1\">\n    <article id=\"testimonial-7156\" class=\"post tf_clearfix testimonial-post post-7156 testimonial type-testimonial status-publish hentry testimonial-category-testimonials has-post-title has-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t\n\t<div class=\"testimonial-content\">\n\t\t<div class=\"entry-content\">\n\n\t\t\t\t\t\t\t\t\t<h1 class=\"post-title\">Generous with his time<\/h1>\n\t\t\t\t\t\n\t\t\t\t\tGraham has been providing me with personal independent financial advice for over 10 years now and throughout this time, he has built a deep understanding of my financial priorities aligned with my personal goals and interests. He provides advice and explores options that are always relevant to my profile and gives me the opportunity to explore a wide range of scenarios in terms of future planning. As an advisor, Graham is generous with his time, is a good listener and is very personable to deal with: originally providing services as part of an employee benefits scheme, he now does this through a direct contract reflecting the value I place on his advice and the relationship he has built with me. I would have no hesitation in recommending Graham to those seeking a highly professional advisor with a very human touch.<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-7156 themify_builder not_editable_builder in_the_loop\" data-postid=\"7156\">\n            <\/div>\n<!--\/themify_builder_content-->\t\t\n\t\t<\/div>\n\t\t<!-- \/.entry-content -->\n\n\t\t\t<\/div>\n\t<!-- \/.testimonial-content -->\n\n\t\n\t\t\t\t\t<p class=\"testimonial-author\">\n\t\t\t<a href=\"https:\/\/sbwm.uk\/v3\/testimonial\/generous-with-his-time\/\" title=\"Generous with his time\">&mdash; <span>Lynne Donaldson <\/span><\/a><span class=\"testimonial-title\">Director, Global Energy Sector<\/span>\t\t<\/p>\n\t\t<!-- \/.testimonial-author -->\n\t\t\t\n\t<\/article>\n<!-- \/.testimonial-post -->\n    <\/div><!-- .builder-posts-wrap -->\n            <\/div>\n<!-- \/module post -->\n            <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>COVID-19 Important Message from Sky Blue Wealth Management In these unprecedented and exceptional times, we have made major changes to the way we operate. As a direct result of the situation in the UK we accelerated our working from home approach. We continue to encourage our team to work from home until further notice: however [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7182","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"<h1>COVID-19<\/h1>\n<h3>Important Message from Sky Blue Wealth Management<\/h3> <p><a href=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg\"><img decoding=\"async\" src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg\" alt=\"\" width=\"181\" height=\"181\" srcset=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-300x300.jpg 300w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-150x150.jpg 150w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-540x540.jpg 540w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-362x362.jpg 362w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px-978x978.jpg 978w, https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/Graham-Foster_500x500px.jpg 500w\" sizes=\"(max-width: 181px) 100vw, 181px\" \/><\/a>In these unprecedented and exceptional times, we have made major changes to the way we operate.<\/p> <p>As a direct result of the situation in the UK we accelerated our working from home approach. We continue to encourage our team to work from home until further notice: however our office remains open on a reduced basis at this time.<\/p> <p>The health and safety of our colleagues and their families, clients and others clearly is our priority. By encouraging colleagues to work from home we are looking to minimise concerns people might have about travelling into, and working from, the office, and supporting social distancing.<\/p> <p>We are focused on maintaining client service and delivery and believe that we will function as normal, as far as possible. All of our team are available on email. You should email me in the first instance and incoming calls to us should be answered by our front desk, who will message the appropriate team member to contact you.<\/p> <p>The priority remains to help, advise and support you as much as we can to get through the Coronavirus pandemic.<\/p>\n<h1><strong>Graham Foster<\/strong><small> <\/small><\/h1> <h2><small>BA(Hons) CFPcm Dip.PFS<\/small><\/h2> <h3><em>Director &amp; Independent Financial Planner<\/em><\/h3>","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/7182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=7182"}],"version-history":[{"count":0,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/pages\/7182\/revisions"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=7182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}