{"id":10305,"date":"2024-10-23T16:17:48","date_gmt":"2024-10-23T15:17:48","guid":{"rendered":"https:\/\/sbwm.uk\/?p=10305"},"modified":"2024-10-23T16:18:59","modified_gmt":"2024-10-23T15:18:59","slug":"financial-protection-for-you-and-your-family-2","status":"publish","type":"post","link":"https:\/\/sbwm.uk\/v3\/newsletter\/financial-protection-for-you-and-your-family-2\/","title":{"rendered":"Financial protection for you and your family"},"content":{"rendered":"<h5>PROTECTING WHAT MATTERS MOST<\/h5>\n<p><b>Financial resilience is the ability to recover quickly from unexpected financial shocks.<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<p>Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. Savings can help in the short-term. But what happens when they run out? Or if an illness goes on for three, six, or even 12 months? What then?<\/p>\n<p>The uncertainty that a new Government brings, together with the continuing cost-of-living crisis, has focused many people\u2019s minds on the need for a rainy day fund and financial protection, particularly considering greater awareness of the meagre nature of State support.<\/p>\n<p>Increasing numbers of people are seeking advice around financial protection. Creating your own safety net can lessen the stress of financial uncertainty. Life and health insurance protection underpins most financial planning. These types of insurance can ensure that, should you or your family need it, the right amount of money will reach the right hands at the right time.<\/p>\n<p>Please note that all scenarios and examples included in this guide are fictitious.<\/p>\n<h3 class=\"p1\"><b><\/b><b><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialprotection.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"alignleft wp-image-7056 size-full lazyload\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/SBWM_Keyguide-covers4.jpg\" alt=\"\" width=\"170\" height=\"234\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 170px; --smush-placeholder-aspect-ratio: 170\/234;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialprotection.pdf\" target=\"_blank\" rel=\"noopener\">Click here to download your copy of\u00a0Financial protection for you and your family.<\/a><\/b><\/h3>\n<p><b><i>This publication is for general information and is not intended to be advice to any specific person. You are recommended to seek competent professional advice before taking or refraining from taking any action on the basis of the contents of this publication. The Financial Conduct Authority does not regulate tax advice, so it is outside the investment protection rules of the Financial Services and Markets Act and the Financial Services Compensation Scheme. This publication represents our understanding of the law and HM Revenue &amp; Customs practice as at 9 July 2024.<\/i><\/b><\/p>\n\n<!-- wp:themify-builder\/canvas \/-->","protected":false},"excerpt":{"rendered":"<p>PROTECTING WHAT MATTERS MOST Financial resilience is the ability to recover quickly from unexpected financial shocks.\u00a0 Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. Savings can help in the short-term. But what happens when they run out? Or if an illness goes [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8106,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":33,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-10305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/10305","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=10305"}],"version-history":[{"count":0,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/10305\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media\/8106"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=10305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/categories?post=10305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/tags?post=10305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}