{"id":7436,"date":"2020-10-02T12:59:52","date_gmt":"2020-10-02T11:59:52","guid":{"rendered":"https:\/\/sbwm.uk\/?p=7436"},"modified":"2020-10-02T12:59:53","modified_gmt":"2020-10-02T11:59:53","slug":"what-can-financial-planning-do-for-you","status":"publish","type":"post","link":"https:\/\/sbwm.uk\/v3\/newsletter\/what-can-financial-planning-do-for-you\/","title":{"rendered":"What can financial planning do for you"},"content":{"rendered":"<p><b>Financial planning isn\u2019t just reserved for the especially wealthy. Whether we\u2019re aware of it or not, all of us are on a financial planning journey and nearly all of us will want to make the most of our money where we can.<\/b><\/p>\n<p>While the Covid-19 outbreak has focused many people\u2019s minds on the need for financial planning, keeping a watchful eye on our financial resilience (our ability to recover quickly from an unexpected financial shock) is an exercise we should all be doing on a regular basis, rather than something we only think about in times of stress. When circumstances change, financial planning can help everyone through all stages of their lives, for example: marriage, divorce, starting a family, starting to save for or take retirement, and investing for children\u2019s education.<\/p>\n<p>It\u2019s hard to plan objectively for ourselves as our financial decisions are often driven by emotion. We might worry that we\u2019re not making the right choices for our family or feel nervous about making choices we\u2019re not confident about. You can search for products online, but how do you know which ones will provide the best solution for you?<\/p>\n<p>A good financial planner will get to know you, your circumstances and what you\u2019d like to achieve in terms of your financial goals. Over time, they\u2019ll be there for you as a trusted partner whose expertise and objectivity you can rely on.<\/p>\n<h3 class=\"p1\"><b><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialplanning.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class=\"alignleft wp-image-7055 size-full lazyload\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/SBWM_Keyguide-covers3.jpg\" alt=\"SBWM_Keyguide-covers3\" width=\"170\" height=\"234\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 170px; --smush-placeholder-aspect-ratio: 170\/234;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialplanning.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Click here to download your copy of Saving for Retirement.<\/a><\/b><\/h3>\n<p><b><i>This publication is for general information only and is not intended to be advice to any specific person. You are recommended to seek competent professional advice before taking or refraining from taking any action on the basis of the contents of this publication. The Financial Conduct Authority does not regulate tax advice, so it is outside the investment protection rules of the Financial Services and Markets Act and the Financial Services Compensation Scheme. This publication represents our understanding of law and HM Revenue &amp; Customs practice as at 10 April 2020.<\/i><\/b><\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-7436\" data-postid=\"7436\" class=\"themify_builder_content themify_builder_content-7436 themify_builder tf_clear\">\n    <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Financial planning isn\u2019t just reserved for the especially wealthy. Whether we\u2019re aware of it or not, all of us are on a financial planning journey and nearly all of us will want to make the most of our money where we can. While the Covid-19 outbreak has focused many people\u2019s minds on the need for [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7437,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":33,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-7436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/7436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=7436"}],"version-history":[{"count":0,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/7436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media\/7437"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=7436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/categories?post=7436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/tags?post=7436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}