{"id":8103,"date":"2021-04-30T19:51:39","date_gmt":"2021-04-30T18:51:39","guid":{"rendered":"https:\/\/sbwm.uk\/?p=8103"},"modified":"2021-04-30T19:51:41","modified_gmt":"2021-04-30T18:51:41","slug":"financial-protection-for-you-and-your-family","status":"publish","type":"post","link":"https:\/\/sbwm.uk\/v3\/newsletter\/financial-protection-for-you-and-your-family\/","title":{"rendered":"Financial protection for you and your family"},"content":{"rendered":"<h5>PROTECTING WHAT MATTERS MOST<\/h5>\n<p><b>Financial resilience is the ability to recover quickly from unexpected financial shocks.<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<p>Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. And yet, if you were to die, how would those you leave behind be able to manage financially? If you were unable to work due to illness, how would you find the money to pay your household bills? Savings can help in the short term but what happens when your savings run out? More important what happens if an illness goes on for months or years?<\/p>\n<p>The ongoing Covid-19 (CV19) pandemic has focussed many people\u2019s minds on the need for a \u2018rainy day\u2019 fund and the importance of having financial protection given the alternative is to rely on the meagre nature of State support. While nothing can ease the emotional distress of corona virus having a financial \u2018safety net\u2019 can assist in lessening the financial impact to you and loved ones affected by this and other illnesses. Life and health insurance protection underpins good financial planning. These types of insurance can ensure that, should you or your family need it, the right amount of money will reach the right hands at the right time.<\/p>\n<h3 class=\"p1\"><b><\/b><b><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialprotection.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"alignleft wp-image-7056 size-full lazyload\" data-src=\"https:\/\/sbwm.uk\/v3\/wp-content\/uploads\/2020\/05\/SBWM_Keyguide-covers4.jpg\" alt=\"\" width=\"170\" height=\"234\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 170px; --smush-placeholder-aspect-ratio: 170\/234;\" \/><\/a><a href=\"https:\/\/sbwm.uk\/keyguides\/SBWM-KeyGuides-Financialprotection.pdf\" target=\"_blank\" rel=\"noopener\">Click here to download your copy of\u00a0Financial protection for you and your family.<\/a><\/b><\/h3>\n<p><b><i>This publication is for general information only and is not intended to be advice to any specific person. You are recommended to seek competent professional advice before taking or refraining from taking any action on the basis of the contents of this publication. The Financial Conduct Authority (FCA) does not regulate tax advice, so it is outside the investment protection rules of the Financial Services and Markets Act and the Financial Services Compensation Scheme. This publication represents our understanding of law and HM Revenue &amp; Customs practice as at 4 January 2021.<\/i><\/b><\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-8103\" data-postid=\"8103\" class=\"themify_builder_content themify_builder_content-8103 themify_builder tf_clear\">\n    <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>PROTECTING WHAT MATTERS MOST Financial resilience is the ability to recover quickly from unexpected financial shocks.\u00a0 Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. And yet, if you were to die, how would those you leave behind be able to manage financially? [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8106,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":33,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-8103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"builder_content":"","_links":{"self":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/8103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/comments?post=8103"}],"version-history":[{"count":0,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/posts\/8103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media\/8106"}],"wp:attachment":[{"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/media?parent=8103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/categories?post=8103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sbwm.uk\/v3\/wp-json\/wp\/v2\/tags?post=8103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}