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Sky Blue Wealth Management and its origins
BA(Hons) CFPcm Dip.PFS
Director & Independent Financial Planner
Sky Blue Wealth Management came about when its founder and Managing Director Graham Foster became disillusioned with the delivery of Financial Planning in large well established institutions. Their internal focus and robotic approach to the delivery of service to clients brought its frustrations for him and his clients. As a result Graham felt it was time to step out and provide a more bespoke solution to his clients, who’s needs could only be dealt with partly in larger firms. Sky Blue Wealth Management is unique in that it has the freedom to draw on the many trusted contacts Graham has built over many years in areas such as accounting, investment, estate planning, mortgage lending or employee benefits to ensure a co-ordinated approach can be achieved in one place for you, to deal with your financial planning needs.
What we do
We can’t all be experts when it comes to financial matters.
Sky Blue Wealth Management offers financial advice on a wide range of areas.
Please give us a call on 01689 667405 to talk to a Consultant.
The Wealth Navigation System
Your support and work is fee based which means you are in control of the advice process and no work is done until those fees are agreed. We are able to provide tailored financial solutions by considering all the products relevant to you.
As you would expect any fee is agreed prior to each stage. You, as a current client or prospective client, can exit at any stage ensuring you maintain control of the whole process.
Sky Blue Wealth Management Key Guides are easy-to-read, full of useful information and free to download.
They cover 12 key areas.
Sky Blue Wealth Management publish a regular Newsletter and Briefing Notes. Together these help us keep you informed of the latest news we feel is important.
What our clients are saying about us.
I have only the highest praise for Graham
Graham has been my financial advisor for several years now, on the back of a recommendation from a former colleague. I have only the highest praise for Graham, as he consistently demonstrates his deep knowledge and understanding of the many issues and tasks involved in managing my personal financial affairs. He hasreal integrity, is very discreet, yet personable and friendly, and makes an otherwise complex area understandable and manageable. His focus on trust and relationships (with clients and specialist advisors) gives me great confidence in him and his approach. The fact that he can remember details as well as he does speaks volumes for the care he applies in looking after us. I would definitely recommend him to other potential clients.
Generous with his time
Graham has been providing me with personal independent financial advice for over 10 years now and throughout this time, he has built a deep understanding of my financial priorities aligned with my personal goals and interests. He provides advice and explores options that are always relevant to my profile and gives me the opportunity to explore a wide range of scenarios in terms of future planning. As an advisor, Graham is generous with his time, is a good listener and is very personable to deal with: originally providing services as part of an employee benefits scheme, he now does this through a direct contract reflecting the value I place on his advice and the relationship he has built with me. I would have no hesitation in recommending Graham to those seeking a highly professional advisor with a very human touch.
Patient in explaining investment strategies
I’ve known Graham for 12 years during which he has helped to manage the major part of my financial affairs. His approach to clients has been exemplary: patient in explaining investment strategies and fee structures, ready to answer the kinds of questions that those like myself without expertise in the language and organisation of financial advice invariably need to raise, generous with his time in meetings in order to ensure that complex issues and important choices are fully understood. His determination to grasp in detail the profile and objectives of clients and to work out together the best investment strategies, both for the short- and the long-term make him a financial adviser in whom I can have complete confidence. I would not hesitate to recommend him highly to prospective clients.
Goes the extra mile
I have dealt with Graham for over 20 years. He is a trusted expert with a plethora of qualifications combined with sensible hard-headed approach and always put your needs first and goes the extra mile. Graham often assists clients to research and obtain other products thereby widening his offering, or if he doesn’t believe he is personally fully equipped then he will recommend someone. All of this is delivered in a friendly fashion, with his great sense of humour and attention to detail by him and his professional team. That is why clients stay with him in a competitive business and why I have recommended him to all of the staff in the companies I have worked through these decades.
Professional and personable
A mutual friend introduced me to Graham in 2013. I will be eternally grateful to this friend as I feel confident that Graham will do his utmost in looking after my business interests. Graham is both professional and personable; he is patient and not patronising. When we meet, it is obvious that Graham is up-to-date with my account; my personal situation and my on-going financial requirements. Graham is an approachable sort, consequently I have no hesitation to give air to any questions or concerns I may have. He is knowledgeable and really rather passionate about planning the most effective financial future for me. I think Graham is sincere and trustworthy and I would have no hesitation in recommending him to anyone in need of a financial planner with a conscience.
Takes the trouble to get to know his clients
I have known Graham since 2007, when he was recommended to me by a contact of a colleague. I liked him immediately as he has a pleasant and down to earth manner and he had the ability to assess my particular requirements and to help me understand my various options. As my requirements have changed over the last 13 years, Graham, because of his knowledge and understanding of his subject, is able to provide me with honest and detailed advice in a way that gives me every confidence in his recommendations. He takes the trouble to get to know his clients, which makes them feel that they have a very personal service. I would have no hesitation in recommending him to friends and contacts.
Provide very sound advice
I’ve known Graham for some 25 years and during that long period of time had the privilege of seeing Graham acquire a deep wealth of experience and knowledge in Financial Planning which has enabled him to support his clients for many many years. More recently my family have been able to directly benefit from his valued experience to guide us through our future plans. We now feel confident in our future with Graham helping us on that journey.
I was very supportive of Graham establishing Sky Blue Wealth Management as this allows him the ability to dedicate all his energies, knowledge and experience in supporting his clients and their families. Very approachable, very personable but crucially able to provide very sound advice on financial planning. I would thoroughly recommend Graham to anyone that is seeking a professional and very personal expert to help manage their financial affairs.
Effective solutions in plain language
I met Graham, by way of recommendation from one of his former colleagues and I have never looked back. It takes a certain kind of person to deliver clear, unemotional and factual assessments, opinions, recommendations and planning and Graham is that kind of person. Over the time I have known him, our relationship has grown, from the solid and well structured beginning, to what is now a complete financial planning service, supported with sound advice and guidance. That is why I had absolutely no hesitation in moving my financial affairs management to Sky Blue Wealth Management, as no one else has been able to understand my needs and provide effective solutions in plain language, supported in an understandable format and delivered in such a personable manner.
He Has never let us down
We have known Graham for more than 10 years and rely on him entirely for professional and always sensible financial advice. He has never let us down. He has guided us through what is a volatile financial world with great expertise, integrity and sincerity and we have benefited greatly from his exceptional advice. We have a great personal relationship with Graham. He is friendly, personable and always available when we need him. We would never look to anyone else as our financial adviser and have no hesitation in recommending him as the best there is.
Always put my needs first
Graham has worked with me now for 14 years on all aspects of my personal financial planning. He has my complete trust, as over the years he has always put my needs first and never failed to do the right thing by me. His common sense, no nonsense approach is backed up by the necessary qualifications, he is a Certified Financial Planner (Institute of Financial Planning), a level of qualification which differentiates him, less than 10% of those giving financial advice obtain this qualification.
He works hard to achieve the right outcome and has a good network of experts that he brings in as and when required. I do not always give Graham an easy time, and regularly challenge his views and recommendations; he deals with such challenge in a positive, patient and friendly manner and more often than not convinces me of the merit of what he is proposing. This is why Graham is able to retain clients and why his clients follow him. I am delighted he has now set up Sky Blue Wealth Management as I think this is the right platform for him and his clients.
Graham Foster has been my financial adviser for so long that I cannot remember a time when my wife and I did not enjoy the benefit of his guidance and support. I would guess that we met 20 years ago, I have followed Graham each time he has moved employment and am now delighted to embark with him on his own venture, Sky Blue Wealth Management. I have now been retired for five years, and Graham’s comprehensive service has continued unabated across the transition from the process of building a pension fund to reliance upon it. We regard Graham as a good friend who is fully informed about our family circumstances and needs, and upon whom we can rely to protect our resources and help us to live within them.
Cuts through the jargon and makes sure my needs are at the center of his thinking
A professional relationship built on trust and the understanding of our financial plans
I was introduced to Graham via a colleague at a time when my wife and I had to make some very challenging financial decisions that would affect our future lives in retirement. Despite a long career in the financial industry, obtaining professional advice was essential and I sought help from Graham. Graham was thorough and yet skilful enough to be able to cut through the complexity, which in turn gave us clarity and allowed us to make decisions that gave us the flexibility we sought. Graham has access to a network of financial experts, strong trusted relationships which he has built up over many years which he brings into play when required. I reflected long and hard on Graham starting Sky Blue Wealth Management and came to the conclusion that it would give Graham the flexibility to spend more time on his clients which is where he has the biggest positive impact. It was also not lost on me that a great concern to clients is that a trusted advisor will move on and whilst there is never any guarantees in life Graham’s move to SBWM goes a long way to ensuring relationship certainty.
I have not hesitated in recommending Graham to others.
Honest and detailed appraisals
I’ve have dealt with Graham for 8 Years. I was introduced by a friend, who like me was being made redundant from the BBC. At this point, I wanted to understand the best way forward financially for me to retire as I had also gone through a messy divorce. Immediately after meeting Graham, he provided good counsel and put together a financial plan. As a consequence of this we put that plan into action, where I kept my BBC Pension and set-up a new pension and transferred my old plans to a new pension. Separately I paid a lump sum pension contribution and invested my redundancy monies.
The objective throughout was to retire early. As my circumstances have changed Graham continues to provide me with an honest and detailed appraisal of where things are for me in a way that gives me every confidence in his advice and recommendations. The result is I had the confidence to stop work at age 58 to go travelling, enjoy things and spend more time with my grandchildren. Through the Pension and other investments, I receive a monthly income that has helped me do the things I have always wanted.
I am not a millionaire, but I certainly feel like one! Graham is a fantastic person who I hold in very high regard which is why I followed him to Sky Wealth Management. In my dealings with him I haven’t looked back and since the move to Sky Blue Wealth and I would have no hesitation to endorse him and his team.