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Your Financial Planning Specialists

COVID-19 
In these unprecedented and exceptional times, we are making changes to the way we operate.

Sky Blue Wealth Management and its origins

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Graham Foster

BA(Hons) CFPcm Dip.PFS

Director & Independent Financial Planner

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Sky Blue Wealth Management came about when its founder and Managing Director Graham Foster became disillusioned with the delivery of Financial Planning in large well established institutions. Their internal focus and robotic approach to the delivery of service to clients brought its frustrations for him and his clients. As a result Graham felt it was time to step out and provide a more bespoke solution to his clients, who’s needs could only be dealt with partly in larger firms. Sky Blue Wealth Management is unique in that it has the freedom to draw on the many trusted contacts Graham has built over many years in areas such as accounting, investment, estate planning, mortgage lending or employee benefits to ensure a co-ordinated approach can be achieved in one place for you, to deal with your financial planning needs.

What we do

We can’t all be experts when it comes to financial matters.
Sky Blue Wealth Management offers financial advice on a wide range of areas.
Please give us a call on 01252 626200 to talk to a Consultant.

Financial Planning

Financial Planning

It may seem basic but everything we do needs to be geared to managing our finances so that we can achieve long-term security, for ourselves and our family. Sky Blue Wealth Management can help you map out the best routes for you to take.

Savings & Investments

Savings & Investments

In the present economic climate, we have to work that bit harder to make the most of our savings and investments to achieve the returns we would like.

The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in.

Retirement Planning

Retirement Planning

We are a long time retired, which is why planning for a comfortable retirement should be regarded as a priority.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. 

Protecting Your Loved Ones

Protecting Your Loved Ones

The people who are most important to you are the ones that you will want to offer financial protection to. You may not always be there to help them. There are all kinds of ways to ensure that the right kind of financial provision is put in place. Sky Blue Wealth Management will be happy to make suggestions that will give your loved ones protection – and you peace of mind.

Inheritance Tax Planning

Inheritance Tax Planning

Inheritance has become a hot topic amongst politicians in recent years. It is one that we ignore at our peril. Without the right inheritance tax provisions the Government could benefit more from your life’s work rather than your family.

Estate planning is not regulated by the Financial Conduct Authority.

Mortgage Solutions

Mortgage Solutions

Property is likely to be the biggest financial commitment that you ever make. Mortgages can become a minefield unless you seek independent advice so you are not drawn into a deal that means more to the lender than it does to you.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. There may be a charge for mortgage arrangement of up to 2% of the loan amount. We will also receive commission from the lender.

Equity Release

Equity Release

A lot of your wealth can be tied up in your home. Equity release is a way of unlocking this wealth, but is an area that should only be considered with the advice of someone who has no strings attached.

Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration. We will refer any enquires to a specialist equity release adviser who will advise you of the arrangement fees for this type of business. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Corporate Planning

Corporate Planning

When running a business on a day-to-day basis, often you haven’t the time to really look too far ahead. We can help business people look at their corporate financial planning. We have the time and expertise to review financial areas that could help protect the company and benefit your business in the long term. Why have an informal chat with one of our advisers?

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Interested in any

of these topics!

For an informal, no obligation, chat with a consultant please call
 01252 626200
or email

contact@sbwm.uk

Our Approach

The Wealth Navigation System

Your support and work is fee based which means you are in control of the advice process and no work is done until those fees are agreed. We are able to provide tailored financial solutions by considering all the products relevant to you.

As you would expect any fee is agreed prior to each stage. You, as a current client or prospective client, can exit at any stage ensuring you maintain control of the whole process.

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Resources

Key Guides

Sky Blue Wealth Management Key Guides are easy-to-read, full of useful information and free to download.
They cover 12 key areas.

Blog

Sky Blue Wealth Management publish a regular Newsletter and Briefing Notes. Together these help us keep you informed of the latest news we feel is important.

Testimonials

What our clients are saying about us.

Fancy a Chat?

We would love to talk to you and find out how we could help.

01252 626200    contact@sbwm.uk
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