Calculators
Useful tools and calculators from the Money Helper (Money Advice Service).
Mortgage Calculator
This tool helps to guide how much you’d pay each month, while highlighting that the exact amount will depend on the type of mortgage and the lender. Users are encouraged to scenario test the effects of changing interest rates, deposit amounts and repayment terms, alongside steps to take to improve your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Pension Calculator
This calculator gives an estimate of the income you’ll get when you retire. It includes income from workplace schemes and private pensions contributions, plus your basic State Pension before outlining any shortfall and tips for addressing it.
The value of pensions and investments and the income produce can fall as well as rise. You may get back less than you invested.
Savings Calculator
This handy tool helps users to understand how long it will take to save a specific amount, or how much they need to save to have enough by a particular date.
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I have dealt with Graham for over 20 years. He is a trusted expert with a plethora of qualifications combined with sensible hard-headed approach and always put your needs first and goes the extra mile. Graham often assists clients to research and obtain other products thereby widening his offering, or if he doesn’t believe he is personally fully equipped then he will recommend someone. All of this is delivered in a friendly fashion, with his great sense of humour and attention to detail by him and his professional team. That is why clients stay with him in a competitive business and why I have recommended him to all of the staff in the companies I have worked through these decades.