Services
We can’t all be experts when it comes to financial advice and you can’t be expected to understand what financial services are available to you. So we have created this section of the website to provide simple and straightforward information on the areas of financial advice offered by Sky Blue Wealth Management from savings through to sorting out mortgages, as well as business planning. If you want to know more about any of the following topics make sure you contact us.
Financial Planning
It may seem basic but everything we do needs to be geared to managing our finances so that we can achieve long-term security. Sky Blue Wealth Management can help you map out the best routes for you to take. We will offer holistic advice that will take everything into account to ensure that every possibility is explored, every base covered, and every penny works for you.
Savings & Investments Planning
In the present economic climate, we have to work that bit harder to make the most of our savings and investments to achieve the returns we would like. Our advisers at Sky Blue Wealth Management use all their experience and skill to maximise your money. All we can say is that you should put us to the test as soon as possible.
The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in.
Retirement Planning
We are a long time retired, which is why planning for a comfortable retirement should be regarded as a priority. Sky Blue Wealth Management can examine the best ways to ensure that the advice and products we recommend will produce the sort of returns that will meet your expectations and will not affect the quality of your lifestyle when you are no longer working.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Protecting Your Loved Ones
The people who are most important to you are the ones that you will want to offer financial protection to. You may not always be there to help them. There are all kinds of ways to ensure that the right kind of financial provision is put in place. Sky Blue Wealth Management will be happy to make suggestions that will give your loved ones protection – and you peace of mind.
Inheritance Tax Planning
Inheritance has become a hot topic amongst politicians in recent years. It is one that we ignore at our peril. Without the right inheritance tax provisions the Government could benefit more from your life’s work than your family. That’s why it is important to work out what you may be liable for on death – and then talk to an expert on how best to balance things in your favour.
Estate planning is not regulated by the Financial Conduct Authority.
Mortgage Solutions (and Equity Release)
Property is likely to be the biggest financial commitment that you ever make. Mortgages can become a minefield unless you seek whole of market advice so you are not drawn into a deal that means more to the lender than it does to you. Equity release is another area that should only be considered with the advice of someone who has no strings attached.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
Equity Release – We will refer any enquires to a specialist equity release adviser who will advise you of the arrangement fees for this type of business.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Corporate Planning
When you are busy running a business on a day-to-day basis, often you haven’t the time to really look too far ahead. One of the services we offer is to help business people look at their corporate financial planning. We have the time and expertise to review financial areas that could help protect the company and benefit your business in the long term.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Patient in explaining investment strategies and fee structures
I’ve known Graham for 12 years during which he has helped to manage the major part of my financial affairs. His approach to clients has been exemplary: patient in explaining investment strategies and fee structures, ready to answer the kinds of questions that those like myself without expertise in the language and organisation of financial advice invariably need to raise, generous with his time in meetings in order to ensure that complex issues and important choices are fully understood. His determination to grasp in detail the profile and objectives of clients and to work out together the best investment strategies, both for the short- and the long-term make him a financial adviser in whom I can have complete confidence. I would not hesitate to recommend him highly to prospective clients.