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Many of us dream about an early retirement, spending time doing things we enjoy. Financial realities inevitably mean few of us will realise those dreams. You may have heard of the Financial Independence, Retire Early (FIRE) movement, which claims it can boost people’s chances of early retirement success. But how attainable is it really? Igniting […]
Since the beginning of December 2023, Action Fraud and the Suspicious Email Reporting System (SERS) have received over 180 reports concerning the impersonation of National Crime Agency (NCA) agents. The victims describe receiving an email purporting to be from the NCA. The email states that the NCA has evidence that the recipient has accessed and […]
A key intestacy limit was due to increase in December 2022, but the timing was overlooked… until July 2023. The intestacy rules for England and Wales state that where there is no will, if on first death the deceased leaves children, grandchildren or great grandchildren, the surviving spouse or civil partner is entitled to the […]
A new think tank report highlights the need to increase pension contributions. Over time, good ideas start to age. Take, for example, automatic enrolment into workplace pensions, which is now eleven years old. In some respects, it has been highly successful – about 80% of employees are now benefiting from pension contributions compared […]
State pension increases could be outpacing inflation next April, and there’s no guarantee of the Triple Lock surviving the next election. In mid-September, the Office for National Statistics (ONS) published the latest earnings data, covering the period May to July 2023. Earnings data has been the focus of much attention recently because a fall in […]
National Savings & Investments has launched two top of the savings league table one-year bonds, but the headline rates may not be your net return. The primary role of National Savings & Investments (NS&I) is “cost-effective financing for the government.” In the current financial year, NS&I has been charged with raising between £4.5 billion and […]