01689 667405 [email protected]
Family members of online daters urged to help protect their relatives from becoming a victim of romance fraud, as new figures show almost £92 million has been lost through dating scams in the last year alone. Daters who strike up online relationships between Christmas and Valentines Day tend to be the most susceptible to romance […]
The Value In Thinking Ahead Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different, particularly if your retirement date is some way off. For […]
In September, the government revealed its long-awaited plans to reform England’s funding of social care, but many home care residents won’t reap the benefits. On becoming Prime Minister, Boris Johnson announced that he had “…a clear plan we have prepared” to deal with the funding of social care in England. The statement was met with […]
Double-digit tax increases to fund the latest social care reforms will have a ripple effect on taxpayers. When the Chancellor announces tax rises that are measured in double-digit billions, normally you can assume he is presenting a Budget. That was not the case in September, when Rishi Sunak set out measures that will […]
HMRC says many teenagers are missing out on Child Trust Fund cash. The first Child Trust Funds (CTFs) matured just over a year ago, at the start of September 2020. CTFs will continue to mature until January 2029 as their owners reach the magic age of 18. At present, about 55,000 CTFs mature every […]
Increases to National Insurance Contributions (NICs) from next April have made employee pension contributions less attractive. That headline is not one you might expect to see from a financial adviser, but there is some solid logic behind it. Consider Jane who earns £40,000 a year and makes net contributions to her employer’s workplace pension […]